Shawn Sembar

3791 W Loxton Loop Coeur d Alene, ID 83815

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HOT TOPIC: The Iran War, the Economy, and Your Portfolio

This article looks at the economic impact of the war with Iran, including rising oil and gas prices and the potential effects on inflation, investments, and the broader economy.
Medicare or Medicaid?

It’s easy to confuse Medicare and Medicaid, but there are important differences between the programs.
Variable Annuities: Strategies to Help Counter Retirement Risks

Unlike retirement accounts, there are no federal contribution limits for variable annuities, and the investment gains won’t be taxed until they are withdrawn.
Taxing Social Security Benefits: Clearing the Confusion

The One Big Beautiful Bill Act did not change the rules for taxing Social Security benefits, but it did create a new deduction for seniors that could help reduce their tax burden.

Lease Payment

How much would your monthly lease payment be?
Cash Flow Analysis

This Cash Flow Analysis form will help you weigh your income vs. your expenses.
Home Affordability

Estimate of the maximum amount of financing you can expect to get when you begin house hunting.
Lifetime Earnings

This calculator is designed to help you attach a dollar figure to your life’s work.